Need an appraisal in Boca Raton or Palm Beach County?

Check out the top 7 reasons why FL homeowners order from Michael W Brubeck, P.A.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a FL property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a FL divorce, where real estate needs to be divided
  7. Settle an estate in FL by determining the true market value of property in question

Need help determining the value of your home in or near Boca Raton, FL?
Contact Michael W Brubeck, P.A..

At Michael W Brubeck, P.A., we understand the unique needs of a homeowner in need of appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. Being a regular person not in the real estate industry that ordinarily doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Michael W Brubeck, P.A. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Michael W Brubeck, P.A. is your best weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Michael W Brubeck, P.A. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness? Michael W Brubeck, P.A. offers field reviews where we go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Michael W Brubeck, P.A. can help with that too. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.